Craig Henderson, a native of Grosse Pointe, Michigan and long time resident of Chicago, graduated from Western Michigan University with a degree in accounting and mathematics. After successful completion of the CPA exam in 1975, Mr. Henderson joined the First Boston Corporation in New York where he traded municipal securities for two years. He then relocated to the firm's Chicago office where he spent the following thirteen years selling municipal securities to major institutional accounts in the Midwest. Mr. Henderson managed First Boston's municipal securities division in Chicago from 1982-1989. In addition, Mr. Henderson has served as president of the Municipal Bond Club of Chicago, as well as an arbitrator for both the N.A.S.D. and the M.S.R.B. In September 1990, Mr. Henderson formed C.W. Henderson & Associates, Inc. a registered investment advisory organization specializing in tax-exempt municipal securities.

Tom Mallman, a native of Evanston, Illinois graduated from the University of Wisconsin at Madison with a bachelor's degree in Mechanical Engineering and also received a Master of Business Administration from the University of Chicago with a concentration in Finance. Tom began his career at The Northern Trust Company in Chicago in 1968 and was engaged in various investment research and portfolio management activities. Over his 32 years at The Northern Trust, he held a number of positions including Personal Financial Services Fixed Income Director, Director of Short Duration Fixed Income Management and his last assignment as Chief Administrative Officer. Taking an early retirement from The Northern Trust as Senior Vice President, Tom joined C.W. Henderson & Associates in March 2000. As Senior Managing Director, he is involved in product development, marketing, client relations, investment strategy development and the administration of the firm. In addition, Tom is a Chartered Financial Analyst (CFA) and the current President of the Society of Municipal Analysts.

Charlie Yorke, a native of Webster Groves, MO began his fixed-income career in 1982. Hired by Salomon Brothers Inc. just prior to completing a Bachelor of Arts degree in Economics at DePaul University, he completed their training program in 1983. After a 10 year career with Salomon, Charlie joined Credit Suisse First Boston as a Director in the credit group of the fixed income division. In 2003 he was hired by HSBC Securities as branch manager for the Chicago office overseeing all fixed income products, professional sales staff and client relationships. Charlie has spent his entire 24 year career in the institutional fixed income markets. He has managed relationships with portfolio managers and CIO’s at major midwest institutional investors such as: insurance companies, investment advisors, mutual fund companies, municipal pension funds and hedge funds. As managing director for business development Charlie is responsible for marketing the firm’s products to individual, institutional and advisory clients.

Monika Bhasin, a native of Cleveland and a graduate of Vanderbilt University with a bachelor's degree in history, joined the firm in April 1996. Prior to joining C.W. Henderson & Associates, Monika supported efforts of two financial consultants at Smith Barney and prior to that, was a paralegal in the litigation department of McDermott, Will & Emery in Chicago. From the time Monika joined the firm to the summer of 1998, her main responsibility involved processing all security transactions and maintaining client relations. Currently, as an Assistant Portfolio Manager, her primary functions include interacting with our 40 institutional brokers, conducting in-depth structural and credit research on new and secondary issues, implementing our short term investment strategy and allocating our holdings among our clients. Monika holds an M.B.A. from Loyola University.

Jeanhee Hoffman, a native of a Northwest suburb of Chicago and a graduate of the University of Wisconsin at Madison with bachelor's degree in finance, joined the firm in June 1997. Prior to joining C.W. Henderson & Associates, Jeanhee spent three and a half years as a sales associate with Bernardi Securities, Inc., a municipal broker-dealer in Chicago. Her past work experience also includes areas in financial planning, management, and human resources. Jeanhee is responsible for marketing, new business development and client service. She establishes and maintains relationships with consultants, financial planners and other institutional accounts. Jeanhee is in charge of reporting to all performance record keeping institutions, such as, eVestment Alliance, PSN - Informa Investment Solutions, and Nelson Investment Manager Database, and completing any questionnaires regarding performance that they may need. Jeanhee is also responsible for the administration and accounting functions for the firm.

Kerry Kobe, a native of Northern Virginia and graduate of the University of Notre Dame in 1998 with a degree in Finance and Business Economics, joined the firm in the summer of 1998. When Kerry initially joined the firm, her main responsibilities were to process all aspects of trading, maintain all client relations, and monitor the technology needs of the company. As the company grew, Kerry focused all her attention on the increasing techological needs of the firm. As our Information Technology/Operations manager, Kerry manages our computer network system, as well as the internal trading software and the software interfaces of our many custodians. In addition, she designs and maintains our website. As well as the technology aspect, Kerry still provides client services to meet the needs of the clients, custodians and consultants, as well as supervises the back offices operations of the firm. Kerry also holds an MBA from the Kellogg School of Business at Northwestern University.

Clare Retrum, a native of River Forest, IL and graduate of the University of Illinois-Urbana-Champaign in August 2000 with a degree in Economics, joined the firm in February 2001. Clare's primary function is to enhance portfolio management activities by processing all securities transactions. She also provides valuable client service to meet the needs of all the clients, custodians, and consultants through maintaining all portfolio activities. In addition, Clare is currently pursuing her MBA from the Kellstadt Graduate School of Business at DePaul University.

Kim Lundgren, a native of Deerfield, Illinois and graduate of Barat College in Lake Forest, Illinois in December of 1999 with a Bachelor's degree in Management and Marketing, joined the firm in June 2001. Prior to joining C.W. Henderson, Kim worked as an Account Executive for Sierra Systems, an information technology placement firm in Chicago. Kim focuses on administrative and marketing functions for the firm. She manages the internal office functions and assists with new business development. In addition, Kim assists Craig Henderson with his involvement in charitable activities; as President of the Daniel Murphy Scholarship Foundation and in the charter school movement as Treasurer of the Chicago Charter School Foundation. In addition, Kim is currently pursuing her MBA from the Lake Forest Graduate School of Management.

Matt Andrews, a native of Kentwood, Michigan and graduate of The University of Michigan-Ann Arbor in May 2001 with a degree in Economics, joined the firm in March 2003. Prior to joining C. W. Henderson, Matt worked as an Investment Advisor Representative at Zacks Investment Management in Chicago. Matt's primary functions are to assist in processing security transactions to enhance portfolio management. He also helps maintain relationships with clients and custodians. In addition, Matt assists in maintaining all back office operations. Matt holds an MBA from the Kellstadt Graduate School of Business at DePaul University.

Rob Richards, a native of East Grand Rapids, Michigan and graduate of the University of Michigan-Ann Arbor in April 2007 with a degree in Economics, joined the firm in August 2007. Rob works with Clare Retrum and Matt Andrews to assist with processing security transactions, portfolio reconciliation and reporting. He will also be working with clients and custodians facilitating the management of municipal portfolios.